CD Laddering: Strategies For Financial Success

It’s hard to beat the rock-solid security of certificates of deposit (CDs).
Because CDs aren’t subject to the wild swings of the stock market, CDs can add steady returns to your investment portfolio. The key is having a strategy that maximizes your CD returns.
With a “CD ladder,” for example, your money is spread among CDs with a [...]

Read the full article → February 15, 2010

5 Small Business Tax Tips

Small business owners usually find thinking about taxes just as fun as paying taxes but one thing that we can all appreciate is saving some money on taxes.
Here are 5 tax tips for small businesses that can hopefully help you to do some smart tax planning for your business.
#1 Get Organized
Yes, this tip is somewhat [...]

Read the full article → February 5, 2010

Best CD Rates for 1 Year CD’s Up To 2.07% – Daily Deal

We found the four best CD rates paying at least 2.00% APY on a one year CD.
CD rates change daily, so move fast if you want to lock in some of the best CD rates available right now.
All four of these credit unions are members of the NCUA which insures your CD deposits up to [...]

Read the full article → February 2, 2010

How Much Will You Spend On Valentine’s Day?

Valentine’s Day Shopping Survey Reveals That Spending Will Remain Steady With An Average Spend of $86.90; Men Will Continue To Outspend Women By More Than Double.
Discover Card’s fourth annual Valentine’s Day Shopping Survey highlights consumer shopping trends and intentions for the upcoming holiday.
The poll also revealed insights as to why some consumers may spend [...]

Read the full article → February 1, 2010

$2,000 Mortgage or HELOC Closing Cost Discount – Daily Deal

Save up to $2,000 on first mortgage or home equity line of credit HELOC closing costs at AIG Bank.

AIG Bank  is extending its $500 credit toward homebuyers’ closing costs through the end of March. The same deal holds true for AIG’s $2,000 closing cost credit for its home equity lines of credit, which has also [...]

Read the full article → January 29, 2010