Earn 4.01% APY on this high yield checking account on balances up to $10,000.
Capital Bank of North Carolina offers a high yield checking account with ATM Fee refunds, and no monthly service fee.
Smart Checking from Capital Bank is easy to like. Here’s what you get with this high yield checking account:
- Exceptional interest rates earned on daily collected balance.
- Minimum opening deposit is only $100.00 and no minimum balance is required.
- No monthly service fee
- Non-Capital Bank ATM fees refunded nationwide at the end of each statement cycle if monthly account conditions are met (up to $20 per statement cycle).
- Unlimited transactions.
- Monthly electronic statement includes free check images.
Monthly qualifications for this high yield checking account include each of the following:
- One direct deposit or draft
- Ten debit/check card transactions
- View your statement online
ATM refunds up to $20 per checking account statement cycle. 4.01% Annual Percentage Yield (APY) on checking account balances between one penny and $10,000, and 0.30% APY on all amounts above $10,000 for each cycle that the following requirements are met: view electronic statements (valid email), ten debit/check card transactions and one direct deposit or draft. If you do not meet these requirements, your checking account will still function as a free checking account earning 0.10% APY, however it will not receive ATM refunds for that cycle. No minimum balance required; $100 required opening deposit for this checking account. Personal accounts only, limit one account per ownership agreement, not to exceed three accounts per household. Businesses, including DBA’s will not be eligible to have Smart Checking. No monthly service charge.
About Capital Bank
Capital Bank is a full service, community bank with 32 branch offices in ten counties throughout North Carolina. With more than 390 associates, Capital Bank is committed to providing quality, personalized banking to its personal and business clients.
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Thanks for the headsup ratenerd. Getting an account with no monthly charges is a wise decision so I highly consider getting this one from Capital Bank.
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