We found several banks offering free iTunes downloads with their new checking accounts.

“Real Tunes” checking accounts generally offer 10 free iTunes downloads to sign up, and up to 5 more iTunes downloads each month when you perform a few minimum transactions in your checking account.

How the free iTunes Checking Accounts Work

In this example from First Security Bank & Trust, to receive iTunes refunds and ATM refunds each month you must:

Make 10 debit card POS (point of sale) transactions
Receive monthly checking account statement electronically
Access online banking at least once
$25 Minimum to open a new checking account

In this example, you earn iTunes download refunds up to $9.90 at initial checking account opening and then up to $4.95 in iTunes download refunds each qualification cycle the minimum requirements are met. To receive the iTunes refund, purchases must be made from iTunes with your First Security Bank & Trust debit card.

So it’s a pretty cool program, and these banks also offer similar checking accounts:

REAL Tunes Checking Account from NorStates Bank

Real Tunes Checking Account from City Bank of Texas (they also have a free iPod giveaway program)

MY Tunes Checking Account from United Federal Credit Union

Rock on!