Earn 5.01% APY with this checking account offer from Bank 1440.
This checking account offer from Bank 1440 gives you a free checking account with a high interest rate of 5.01% APY with no minimum balance up to $25,000.
Bank 1440 is a full-service community bank with headquarters in Phoenix, Arizona. With their Optimum Checking Account offer you get:
- 5.01% APY on checking account balances of $0.01 – $25,000
- 2.01% APY on checking account balances over $25,000
- 0.10% APY on checking account balances when you don’t meet the checking account qualifications below
- FREE Personal Checking
- FREE On-line Banking
- FREE Visa® Debit Card
- No Minimum Balance ($100 minimum to open checking account)
- ATM Fee Refunds Nationwide (when qualifications are met)
- FREE ATM access at Instant Cash® ATMs nationwide, including most Wells Fargo® branch ATMs (excluding California)
To qualify for the highest interest rate and ATM Fee Refunds Nationwide just meet these 3 easy qualifiers each checking account statement cycle:
- Enroll and receive electronic checking account statements
- Set up 1 direct deposit or automatic payment from your checking account
- Make 10 or more debit card transactions with your Free Visa® Debit Card (not ATM)
To learn more or to sign up for this checking account offer visit Bank 1440 online.
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{ 4 comments… read them below or add one }
just checked today’s info on Bank 1440 optimum checking . Site states 4.01 % not 5.01 %. What gives?
Hi Ruth – it looks like they changed it today after getting lots of inquiries from our readers. Check out these other offers that are still paying high yields on checking – http://ratenerd.com/best-checking-accounts-to-start-2010-2379
What is the deal with these checking accounts and the offered interest rate? If they give you a 5% rate, is that in place or can it fluctuate at anytime.
Thanks
Thanks for your note – all checking account rates are subject to change. If you want a fixed rate, you should look at CD’s and building a CD ladder for liquidity. http://ratenerd.com/certificates-of-deposit-cd-how-to-build-a-cd-ladder-432