RateNerd » Bank Deals

4.01% Free Checking Account Up To $25K – Daily Deal

Rate Nerd — Fri, 30 Jul 2010 15:29:04 +0000

Earn 4.01% APY and save the planet at the same time.

Freedom Green Checking from South Division Credit Union pays high interest and is paperless.

Qualification for this high interest checking account is monthly, from the first to last day of the month. During the month you must:

Use E-Statements as opposed to a printed and mail paper statement.
Use your VISA Checkcard for 12 or more “credit” (non-PIN) transactions.
Use online Bill Pay to pay a minimum of one bill.
Use Direct Deposit and/or ACH to fund your Checking Account with a monthly deposit of $250.

The monthly requirements for this high interest checking account include:

12 VISA debit signature purchases
One direct deposit or ACH into account ($250 minimum)
One Matrix21 bill pay (online banking)
Receive electronic checking account statements

Additional features of the checking account regardless of the monthly requirements include:

$50 to open; $300 required after 6 months, otherwise charge a $6 fee
No minimum balance requirement
No monthly service charge
Nationwide network of surcharge-free ATMs (STAR, CO-OP, CASH AMERICA)

About South Division Credit Union

Membership is open to Children (Kid’s Club), Student’s (Student’s First Checking and Savings), and Adults (Full line of products and services). This credit union is a nationwide family community that accepts members from any U.S. neighborhood of family and friends with a household USPS Zip code from 01000 – 99999. Refer to the online secure membership/application link. Once submitted and reviewed, the credit union will contact you for the next steps.

Branches are located in Evergreen Park, Midlothian and Chicago.

The credit union’s ratings for safety and soundness are strong: 4 stars (excellent) at BauerFinancial and 4 stars (sound) at Bankrate.com. The credit union is both privately insured by the ESI and federally insured by the NCUA (Charter # 65550).

4.01% Checking Account Up To $10K – Daily Deal

Rate Nerd — Wed, 28 Jul 2010 15:14:43 +0000

Earn 4.01% APY on this high yield checking account on balances up to $10,000.

Capital Bank of North Carolina offers a high yield checking account with ATM Fee refunds, and no monthly service fee.

Smart Checking from Capital Bank is easy to like. Here’s what you get with this high yield checking account:

Exceptional interest rates earned on daily collected balance.
Minimum opening deposit is only $100.00 and no minimum balance is required.
No monthly service fee
Non-Capital Bank ATM fees refunded nationwide at the end of each statement cycle if monthly account conditions are met (up to $20 per statement cycle).
Unlimited transactions.
Monthly electronic statement includes free check images.

Monthly qualifications for this high yield checking account include each of the following:

One direct deposit or draft
Ten debit/check card transactions
View your statement online

ATM refunds up to $20 per checking account statement cycle. 4.01% Annual Percentage Yield (APY) on checking account balances between one penny and $10,000, and 0.30% APY on all amounts above $10,000 for each cycle that the following requirements are met: view electronic statements (valid email), ten debit/check card transactions and one direct deposit or draft. If you do not meet these requirements, your checking account will still function as a free checking account earning 0.10% APY, however it will not receive ATM refunds for that cycle. No minimum balance required; $100 required opening deposit for this checking account. Personal accounts only, limit one account per ownership agreement, not to exceed three accounts per household. Businesses, including DBA’s will not be eligible to have Smart Checking. No monthly service charge.

About Capital Bank

Capital Bank is a full service, community bank with 32 branch offices in ten counties throughout North Carolina. With more than 390 associates, Capital Bank is committed to providing quality, personalized banking to its personal and business clients.

New Cashback Options, Free Shipping on Rewards – Daily Deal

Rate Nerd — Mon, 26 Jul 2010 12:50:01 +0000

Discover has revamped its Cashback Bonus rewards program.

The company now allows cardmembers to redeem cash rewards for more than 400 products, including iPods, coffee makers, tools and exercise DVDs.

Customers are not charged shipping fees or taxes on their merchandise selections. Consumers also have the option of partially paying for an item using their Cashback Bonus and charging the remainder of the cost to their cards.

Customers, who receive 5% cashback on select purchases and 1% on other charges, can also continue to redeem their rewards for partner or Discover gift cards, direct deposits, balance payments, charity donations and statement credit. Redemption options will still start as low as $20. And cardmembers now can choose a split-pay option on select merchandise, allowing them to pay for a portion of the price with their Cashback Bonus and put the remaining balance on their Discover or Diners Club cards.

“It’s just another way in which we can continue to enhance the experience,” said Dana Traci, Discover’s VP of rewards and product management.

Discover also has added features to the rewards section of its website, including a search function and personalized recommendations, which are determined using a customer’s rewards-redemption and buying histories.

New cardholders can get $50 Cash Back Bonus with the Discover More Card after making just $500 in purchases in the first 90 days.

7.00% APY Checking Account – Daily Deal

Rate Nerd — Wed, 21 Jul 2010 14:54:03 +0000

Does 7.00% APY on a checking account seem too good to be true?

Believe it – it’s real. But as you would expect, there is a catch….

iChecking from TrustBank is an innovative, high interest checking account that pays up to 7.00% APY on your account balance. With easy-to-use Online Banking, a TrustBank iCard debit card, Online Bill Pay and E-Statements, this paperless, web-based account can be accessed and managed from anywhere. All you need is an Internet connection.

iChecking is geared toward tech-savvy customers who want to enjoy the ease and convenience of online banking. The account is also virtually paperless, making it more environmentally friendly.

When you open your new iChecking account, you’ll receive all of these benefits:

Earn 7.00% APY on balances up to $1,000
Earn 0.20% APY on balances over $1,000
TrustBank iCard with Allpoint Nationwide Access and Ca$h Back
Online Banking
Online Bill Pay
E-Statements
No Monthly Maintenance Fee
No Minimum Balance Required
You may choose to have your interest paid to your iSavings Account.

It’s easy to qualify for iChecking from TrustBank:

Make at least 10 TrustBank iCard transactions per month. You’ll receive a free iCard – which acts as a debit or check card – with your account.
Make at least one monthly direct deposit.
Make two Online Bill Pays or automatic payments each month.
Receive E-Statements.
Access Online Banking at least one time per month.

If any of the criteria are not met, 0.02% APY will be paid on the entire balance.

They also offer CD’s. Open iChecking online and receive a TrustBank T-shirt and a coupon for an additional $25 deposit into a DreamBuilder Certificate of Deposit opened online. Must open DreamBuilder CD within 3 months from date of opening iChecking. Deposit made when coupon is received. Value of bonus is subject to tax.

About TrustBank

TrustBank was established in 1912 and will celebrate its 98th year of operation in 2010. TrustBank is a wholly owned subsidiary of Rich Land Bancorp, Inc., a one-bank holding company. As of March 31, 2010, total assets were $157.8 million, with capital of $18.0 million. The capital to asset ratio is 11.4%.

$100 Chase Business Checking Account Coupon – Daily Deal

Rate Nerd — Wed, 14 Jul 2010 14:42:51 +0000

Get $100 to open a new business checking account at Chase.

Click the link below and Chase will e-mail you a $100 coupon to open a Chase business checking account at your nearest Chase branch. You’ll need a deposit of $1,000 or more. Offer expires 8/20/10.

How to qualify for the $100 Chase Business Checking Account offer:

To qualify for this offer, open a Chase BusinessClassic Checking, BusinessClassic Checking with Interest, Chase Advanced BusinessChecking, Advanced Business Checking with Interest, Commercial Checking, Commercial Checking with Interest, or Chase BusinessPlus Extra Checking account and deposit a minimum of $1,000 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates. Account opening and award of premium are subject to approval (interest bearing accounts available only to sole proprietor-ships, non-profit organizations, and government entities). Limit one business checking account-related premium per customer per calendar year.

How to qualify for Chase Free Business Checking Account

Requirements are either:

(a) when 5 or more debit card purchases are posted to your checking account each statement period (withdrawals from the ATM or cash advance transactions do not qualify);
(b) linking the checking account to a Chase Business Credit Card that is not delinquent, closed, charged off, or revoked and as long as the card balance exceeds $0 at least once during the current checking account statement cycle;
(c) linking the checking account to a Chase Premier Checking or Chase Premier Platinum Checking personal checking account; or
(d) maintain a monthly average balance of $4,000 to $7,500 (depending on region) in the checking account. All accounts are subject to approval. Linking for pricing purposes will not affect your statement and does not link accounts for overdraft protection. Overdraft protection must be requested by you.

Click here to get your $100 Chase Business Checking Account coupon.

Chase Checking Coupon 25,000 Miles – Daily Deal

Rate Nerd — Mon, 12 Jul 2010 14:29:00 +0000

It’s easy to get up to 25,000 bonus miles!

This new Chase Checking Account Coupon deal gets you up to 25,000 miles on Continental Airlines.

Here’s how this Chase Checking Account Promotion works:

Get 10,000 bonus miles when you open a new Chase Checking account and make 5 debit card purchases or set up direct deposit.
Get another 15,000 bonus miles after your first qualifying purchase if you open a Chase Continental Airlines Preferred Debit Card (annual fee applies).
Continue to earn 1 mile for every $1 in qualifying purchases with the Chase Continental Airlines Preferred Debit Card, plus get:
FREE access to 15,000 Chase ATMs
Zero Liability protection with your Chase Continental Airlines Preferred Debit Card
Your first checked bag free on all Continental Airlines flights—save up to $50 round-trip per person, per trip

Offer valid through September 30, 2010. To qualify for the reward you must open a new Chase Checking account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, to qualify for the first 10,000 bonus miles you must make 5 debit card purchases with any Chase debit card linked or used to access the new account or initiate a repeating direct deposit such as payroll, Social Security or other government benefits. The 5 debit card purchases or first direct deposit must be completed within 60 days of account opening to earn the bonus miles. Initial 10,000 bonus miles will be deposited in your OnePass® account 6-10 weeks after the 5 debit card purchases or initial direct deposit has posted to the new account.

This bonus mile offer is not available to customers with an existing Chase checking account. Limit one personal checking account-related reward per customer, per calendar year. Limit one 10,000 bonus miles per checking account. Offer not available on account conversions or in combination with any other offer. Customers are still eligible for the first 10,000 miles even if they do not get the Chase Continental Airlines Preferred Debit Card. Account is subject to approval.

The second 15,000 bonus OnePass miles will be credited to your OnePass account after the first qualifying purchase is made. Please allow 6-10 weeks after your first qualifying purchase for bonus OnePass miles to post to your OnePass account. This bonus mile offer is not available to customers with an existing Chase checking account. Limit one 15,000 bonus OnePass miles premium per customer per calendar year. Chase reserves the right to withdraw this offer at any time without notice. Attempts to earn multiple premiums will be voided by Chase.

To sign up, visit Chase.com.

Free Rewards Checking Account Offer Pays 4.00% – Daily Deal

Rate Nerd — Fri, 09 Jul 2010 14:45:18 +0000

Earn 4.00% APY on accounts up to $10,000 with this free rewards checking account offer.

WICHITA REWARDS CHECKING is a free personal checking account that offers a high interest rate of 4.00% APY. No minimum balance is required.

WICHITA REWARDS CHECKING offers the added convenience of a Bank of the Wichitas VISA CheckCard to access ATMs worldwide and for secure debit card purchases with free ATM fees.

Benefits of a WICHITA REWARDS CHECKING account:

4.00% APY
FREE Online Banking
FREE Checking
FREE Bank of the Wichitas VISA CheckCard
FREE Customer Service
FREE Daily Email Notification if Overdrawn
FREE ATM Transactions Worldwide
Overdraft Privilege Available
NO MINIMUM BALANCE

The only requirements for this free rewards checking account are:

Make 10 Bank of the Wichitas VISA CheckCard sales transactions
Receive all statements electronically

At the end of your statement cycle, ATM fees charged by any bank worldwide are automatically refunded in one lump sum. At the same time, you will be paid interest earned by your account. Interest earnings of 4.00% APY are calculated on your average daily balance of up to $10,000. Amounts over $10,000 will earn 1.00% APY. If requirements are not met your interest rate will be .25%

About Bank of the Wichitas

Bank of the Wichitas was established in 1913. It has four locations in Snyder, Cache, Elgin, and Medicine Park, OK. Bank of the Wichitas has been operated by the same family since 1943, and is insured by the FDIC.

Bank for the Wichitas also operates Redneck Bank, the Internet Banking Division of Bank of the Wichitas.

$250 Cash Bonus With New Free Checking Account – Daily Deal

Rate Nerd — Wed, 07 Jul 2010 14:38:51 +0000

Get up to $250 cash bonus with a new free checking account from M&T Bank.

Get cash, free ATM fees from a growing bank in the Eastern US.

The Power Checking account was created for people who trust M&T with their complete financial relationship. You have the power to control your finances by linking your Power Checking account to the preferred-rate Power Money Market account. Because you put your trust in M&T, Power Checking offers exclusive features and benefits.

Checking Account Cash Bonus Offer:

$150 cash bonus when you activate direct deposit on an eligible Power Checking account
Another $50 when you add overdraft protection
Another $50 when you use M&T Web Bill Pay
$250 Total Cash Bonus

One cash bonus per personal checking account for activating direct deposit within 90 days of account opening. Bonus will be credited to the account after the first direct deposit is made and is reportable for tax purposes.

No monthly service fee on the Power Checking account if you maintain:

Combined balances of $50,000 or more in your Power Checking account and other eligible personal deposit accounts, loans and home equity outstanding balances, investment accounts through M&T Securities, Inc.1 and/or business deposit accounts, OR
An M&T Bank mortgage, in good standing, the original amount of which was at least $200,000
$24 monthly service fee when none of the above balance requirements are met

Other Features and Services

Complement your Power Checking or PMA with a Power Money Market account with preferred rates
Quicker access to your deposits
ATM surcharge rebate for the first 15 non-M&T Bank ATM transactions per monthly service charge cycle (maximum rebate $2/transaction)
No fee for non-M&T ATM Bank transactions2
Free M&T Web Banking
Free M&T Web Bill Pay
Free M&T Mobile Text Banking
Free standard check orders (50% off designer checks)
Free traveler’s checks and money orders
Premium rates on M&T Select CDs
Discounts on loans
No overdraft transfer fees if you have a link to another account for overdraft protection
M&T Gold Check Card with free M&T Bank Rewards
Free account access at over 1,800 M&T Bank ATMs
Free ATM Mini Statements

About M&T Bank

M&T is a bank holding company whose banking subsidiaries, M&T Bank and M&T Bank, National Association, operate branch offices in New York, Pennsylvania, Maryland, Virginia, West Virginia, New Jersey, Delaware, and the District of Columbia.

With over 750 branches located throughout New York, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Delaware M&T is always adding new branches and expanding their ATM network. In fact, M&T has added more than 400 new ATM locations in just the past two years. To find one near you, visit www.mtb.com/branches or call 1-800-724-2440.

3.69% Plus $200 Cash Bonus With New Free Checking Account – Daily Deal

Rate Nerd — Fri, 02 Jul 2010 14:35:50 +0000

Open a new checking account with direct deposit and get up to $200 with a 3.69% APY interest rate.

South Shore Savings Bank rewards new customers who open a rewards checking account, with a $200 bonus. This account earns a high interest rate (3.69% APY up to $25K), requires no monthly fee or minimum balance, and includes free ATM usage.

Rewards Checking Account Details:

$200 deposited into your new account
A 3.69% interest rate
ATM Fee Refunds Nationwide
No Monthly fee and no minimum balance required

Rewards Checking Account Requirements:

Sign up to receive monthly e-Statements
Receive at least one direct deposit per statement cycle
Make at least 15 debit card purchases per statement cycle (excluding ATM transactions)
Sign up for Home Banking and use Bill Pay at least once per statement cycle

If requirements are met, SSSB will refund up to $10 per statement cycle for another bank’s ATM surcharges and will not charge a foreign ATM fee for using another bank’s ATM. If you do not meet the requirements per statement cycle, your account will still function as a no monthly fee checking. No minimum balance required to maintain account. Minimum deposit to open account is $10.00. Minimum deposit to earn interest is $10.00. Offer may be withdrawn at anytime. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.

About South Shore Savings Bank

Originally chartered in 1833, South Shore Savings Bank is a full-service Massachusetts community bank with assets of approximately $925 million and 14 branches. All deposits are insured in full. The FDIC insures all deposits up to $250,000 per depositor and up to $250,000 per depositor for Individual Retirement Accounts (IRAs); all deposits above this amount are insured by the Depositors Insurance Fund (DIF).

3.50% Free High Interest Checking Account – Daily Deal

Rate Nerd — Wed, 30 Jun 2010 14:06:29 +0000

Earn 3.50% APY on this free high interest checking account on balances up to $25,000.00.

With Dream Big Checking, a free, high-interest checking account from Westfield Bank, you receive amazing benefits (see bullet list below) when you meet the simple monthly qualifications.

If there’s a month you don’t meet the qualifications, it’s OK. There’s no penalty and you still have a free checking account with no minimum balance, free online banking and bill pay. And you can get right back to earning a high rate and nationwide ATM fee refunds the next month you qualify.

Westfield Bank Free Checking Account:

3.50% APY paid on the portion of the balance up to $25,000
0.75% APY paid on the portion of the balance above $25,000
All accounts automatically qualify for the first cycle
Reimburses up to $12 in ATM fees nationwide per month

Other Checking Account Features:

Free Checking
No Minimum Balance
Free Visa Debit Card
Online E-statements
Free Online Banking with Unlimited Bill Pay

Annual Percentage Yield (APY) accurate as of 3/1/10. Minimum to open account is $100. Rate tiers are as follows: 3.50% APY applies to balances of $.01 – $25,000 and 0.75% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.50% – 0.75% on all balances as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds up to $12 per statement cycle.

About Westfield Bank

Westfield Bank is one of northeast Ohio’s fastest growing savings institutions and a member of Westfield Group, one of the nation’s largest regional insurance companies serving customers in 28 states. Westfield Group founded Westfield Bank in 2000, providing an expanded portfolio of financial services products for agents and a new banking alternative to the northeast Ohio community. FDIC Insured. For more information, visit www.westfield-bank.com.