The best online savings accounts definitely pay better than the average bank account.
The National Average APY for Interest-bearing Savings accounts is 0.22%, based on the top 50 U.S. banks by deposit provided by Informa Research Services, Inc as of October 27, 2009. But the online banks, expecially Discover Bank, have very attractive rates for your online savings account.
Discover Bank 1.85% APY. The undisputed winner in our survey of the best online savings account rates, Discover Bank has been consistently paying the highest rate for its online savings account among the major banks.
Ally Bank. The former GMAC Bank is now paying 1.55% APY on their online savings account.
HSBC Direct Online Savings 1.35% APY*. No fees and no minimums. Access your online savings account anytime.
Electric Orange from ING DIRECT. ING is now paying 1.30% APY on their online savings accounts.
Bank Rates Sponsored by Discover Bank
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