Who has the best online savings account interest rates? That depends on what you are willing to do.
Here is a quick round up of some of the best online savings account interest rates available right now:
Everbank - 2.51% APY for the first 3 months for new accounts. This rate is higher than any 3-month certificates of deposit currently available.
Discover Bank – is offering 2.00% APY on its new online savings account.
Ally Bank - 1.75% APY.
FNBO Direct – 1.50% APY.
HSBC Direct Online Savings 1.45% APY. No fees and no minimums. Access your account anytime.
ING Direct – Electric Orange – offers 1.53% APY on balacnes over $100,000. Free Bill Pay. Free ATM’s at more than 35,000 locations.
www.MoneyAisle.com - check daily for auction rates – these tend to be pretty good.
The Bottom Line is that it pays to shop around. Here are some additional rescources for you to find the best interest rates:
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You missed http://www.igobanking.com. Igobanking.com’s savings account which gives you 1.56% interest. All you need is a minimum of one dollar in the account. I think that is pretty good.
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