Get an amazing 4.01% APY rate on your checking account plus automatic ATM fee refunds each month.
easyGROW Checking is a free, high yield checking account that rewards you with a high interest rate for as little as an initial $100 deposit.
The 4.01% APY interest rate is available on balances up to $24,999.99 . The easyGROW checking account is available from all banks in the Fishback Financial Corporation network of banks. FFC is one of South Dakota’s largest privately held financial holding companies with five subsidiary banks and assets totaling nearly $1.6 billion. FFC banks are FDIC insured.
To qualify for the high yield interest rate easyGROW Checking account, just:
- Open with minimum $100 initial deposit.
- Make 10 purchases with your VISA® Check Card. (Excluding ATM transactions.)
- Ensure one (1) Direct Deposit or one (1) Automatic Payment occurs from your account.
- Enroll in e-Statements to receive your statement electronically.
As an added benefit to easyGROW Checking, you also get:
- No minimum balance
- No monthly service charge (Other fees may apply.)
- Open with as little as $100
- FREE online banking
- FREE online bill pay service


















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As an employee and customer of First Bank & Trust, I have been so happy with my easyGROW account. (great interest, ATM fee refunds)