This free, high-interest checking account earns a whopping 4.01% APY and ATM fee refunds.

The only thing these rewards are missing from this free checking account offer are restrictions. There’s no minimum balance requirement, you enjoy unlimited check writing, and the ATM fee refunds are good nationwide.

East Carolina Bank’s free checking account offers:

4.01% APY on balances up to $25,000
1.01% APY on amount of balance over $25,000
ATM fee refunds nationwide
No minimum balance requirements
No monthly service fee
Unlimited check writing
Free online banking with bill pay
Free online e-statements
Free Checkspress MasterCard® Debit Card
$100 minimum deposit to open
Automatically qualifies for Real Saver savings account
FDIC insured

About East Carolina Bank

East Carolina Bank (ECB) is a state chartered, independent, community bank founded in 1920. ECB provides a full range of financial services through our 24 offices covering eastern North Carolina from Currituck to Ocean Isle Beach, and Greenville to Hatteras.

ECB Bancorp, Inc. is a bank holding company, headquartered in Engelhard, North Carolina. The East Carolina Bank (ECB) is a wholly-owned subsidiary of ECB Bankcorp, Inc. At year-end 2009, ECB had 219 full-time employees. ECB is a member of the Federal Deposit Insurance Corporation, the Federal Home Loan Bank of Atlanta, the American Bankers Association, the Independent Community Bankers of America, and the North Carolina Bankers Association. The Company’s common stock is listed on The Nasdaq Global Market under the symbol “ECBE.”