Earn 4.01% APY and get ATM Fees refunded with this free checking account.
Georgia Bank & Trust has a very competitive free checking account offer on balances up to $25,000.
The checking account is free and comes with a MasterCard Debit Card, if you use an ATM anywhere in the nation GB&T will automatically refund those fees, and the checking account includes Internet Bill Pay services, overdraft protection and access to Internet Banking 24/7.
Checking Account Qualifications:
- Make 10 MasterCard Debit Card purchases through your Georgia Bank & Trust checking account each month
- Set up one Direct Deposit, one ACH Auto Debit, or one monthly Bill Pay transaction
- Enroll to receive your checking account statements electronically
To earn 4.01% Annual Percentage Yield (APY) a balance of $.01 to $25,000 required. A balance of more than $25,000 earns 1.01% APY. If requirements are not met in a qualifying cycle 0.10% APY will apply to all amounts, with no ATM fee refunds. $50 opening deposit required. One automatic deposit or payment to or from your account or one monthly Bill P@y transaction, enroll and receive electronic statements and complete 10 Debit Card purchases per qualifying cycle for 4.01% APY. Unlimited nationwide ATM refunds. Offer available for personal accounts only.
About Georgia Bank & Trust
Georgia Bank & Trust is based in Augusta Georgia and is FDIC insured.
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This is not really a nationally available offer. Although it is possible to apply online and operate an Impact checking account from out of state; it is required that customers go into one of GB&T’s branches to actually open the account.