Get a healthy 4.01% APR with just $100 initial deposit on this checking account from Capital Bank.

Capital Bank of Raleigh, NC has a nice aggressive interest rate on its free checking account, but only up to $10,000.

Checking account offer details:

Minimum opening deposit is only $100.00 and no minimum balance is required.
No monthly service fee
Non-Capital Bank ATM fees refunded nationwide at the end of each statement cycle if monthly account conditions are met (up to $20 per statement cycle).
Unlimited transactions.
Monthly electronic statement includes free check images.

To qualify for this rate, monthly conditions include each of the following:

One direct deposit or draft
Ten debit/check card transactions
View your statement online

Plus you can upgrade your account to save on things you spend money on everyday with Bonus Benefits for just $3.99 per month. Bonus Benefits from Capital Bank include:

Local and National Dining Savings - Powered by Entertainment, up to 50% savings for dining ranging from fine dining to casual eateries to fast food. Estimated Annual Value $100
Local and Online Shopping and Services Discounts – Enjoy savings up to 50% on professional services including automotive, dry cleaning, grocery, health and beauty, home and garden, music, books, videos and more. Estimated Annual Value $25
Travel, Hotel and Recreation Discounts - Enjoy easy online savings for hotels, car rentals, theme parks, sporting events and many other exciting activities. Estimated Annual Value Over $350
$5,000 Travel Accidental Death Insurance – You’re protected with $5,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier (scheduled airline, bus, taxi and train). Estimated Annual Value of $12
Payment Card and Identity Theft Protection - If you ever lose a registered credit or ATM/Debit card, simply call our toll-free number. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 on selected identity recovery costs. Estimated Annual Value $30
IdentityGuard® GoodStartSM Credit Monitoring - Enjoy your first six months of one bureau credit monitoring and more for free! After six months, you can choose to upgrade to more comprehensive services at special preferred pricing. Estimated 6-month value of $30

About Capital Bank

Capital Bank Corporation, headquartered in Raleigh, N.C., with approximately $1.7 billion in total assets, offers a broad range of financial services. Capital Bank operates 32 banking offices in Asheville (4), Burlington (3), Cary (2), Clayton, Fayetteville (3), Graham, Hickory, Holly Springs, Mebane, Morrisville, Oxford, Parkton, Pittsboro, Raleigh (5), Sanford (3), Siler City, Wake Forest, and Zebulon. The company´s website is www.capitalbank-us.com.