Free Rewards Checking at Consumers Credit Union now pays 3.59% APY up to $25,000.
Because CCU Membership is open to everyone, regardless of whom you are or where you live, anyone can take advantage of this offer. This is uniquely different from most credit unions, where Membership is restricted by geography, employment or similar restrictions.
Benefits of Free Rewards Checking at Consumers Credit Union:
- Balances from one penny up to $25,000 earn 3.59% APY
- Balances over $25,000 earn 0.76% APY
- NO minimum checking account balance required
- CCU refunds all ATM fees – including fees from other banks’ ATMs
- FREE Debit Card
- FREE Mobile Banking
- FREE Online Banking and Bill Payment
- FREE Electronic Statements
- Unlimited check writing privileges
- Overdraft Privilege available for qualified Members.
Requirements for the CCU Checking Account Offer:
- Complete at least 12 free VISA Debit Card transactions per month (Excludes ATM transactions. All debit card transactions must be posted by the last day of the month to qualify)
- Make one Direct Deposit OR one ACH debit OR pay one bill using CCU’s free Online Bill Payment each month
- Enroll in Online Banking
- Receive monthly electronic statements instead of paper statements
If you don’t meet the four requirements listed above you will still enjoy free checking with free Online Banking and free Online Bill Payment. You won’t earn ATM refunds, but CCU will pay 0.05% APY dividend (interest) in such cases.
Free Rewards Checking has the “perks” of free checking with the opportunity to earn super-high dividends.
Who can take advantage of Free Rewards Checking? Anyone – even if you already have another checking account with CCU. New Members, existing Members, friends and family are all welcome to join and enroll in Free Rewards Checking.
About Consumers Credit Union
Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit, along with a complete range of mortgage products.



















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