Earn 3.51% APY on this checking account deal with no minimum balance or monthly fees.
REWARDChecking from HCSB Bank offers you a premium interest rate with no fees or restrictions.
This free high-interest checking account deal from HCSB Bank even refunds your service fees when you use non-network ATMs. Here are the checking account details:
- 3.51% APY on checking account balances up to $25,000
- 1.51% APY on amount of checking account balance over $25,000
- 0.05% APY if qualifications aren’t met
- Unlimited check writing
- No minimum balance
- No monthly fees
- Personalized check ordering available
- ATM fee refunds (up to $20 each month)
- Free HCSB Visa® Check Card
- Free Online Banking with Bill Pay
- Free eStatements
- Direct deposit available
- Overdraft privilege
- FDIC insured up to $250,000
- $100 checking account deposit to open
To receive the checking account Rewards Rate and ATM fee refunds simply do the following during each qualification cycle:
- Make 12 check card purchases (These transactions must be posted to the account within the qualification cycle.)
- Transact one direct deposit or ACH auto debit (These transactions must be posted to the checking account within the qualification cycle.)
- Sign up for Internet Banking and receive eStatements
If for some reason you don’t qualify for the rewards one cycle, you can meet the qualifications for the next cycle.
About HCSB Bank
HCSB is one of Texas’ most respected, independent community banks. Chartered in 1934 in Plainview, Texas. Originally chartered under the name of Hale County State Bank in West Texas and later doing business as Hill Country State Bank in the Texas Hill Country, HCSB has experienced steady growth since its inception. Now with seven locations — four in West Texas and three in the Hill Country, Texas.
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{ 1 comment… read it below or add one }
While high yield checking makes sense for those who don’t mind jumping through the hoops and also park a lot of money in their accounts, many people would be better off choosing an account that gives great debit card rewards as they’ll earn far more than they would with a high APY account.
Look for a checking account that offers you 1% cash back on all your purchases.
Jenna Walker
PerkStreet Financial